Don't know if you've seen the latest zero, zero, zero ads from General Motors but Saab is now getting zero down, zero payments for 90 days, and zero interest treatment. That's HUGE for the product line. The new 9-3 is more mainstream in appearance, although I'm very dissapointed they dropped the hatchback. I would say incentives will only get better was we approach 2003, what a great time to be buying!