I'm married (baby on the way) 32 clean driving record. I live in Illinois and I get muti-car discount, plus some discount for having my house insured by State Farm as well. I have 100,000/300,000. $250 on collision and zero deductible on comprehensive. I pay $427.49 every 6 months and I'm pretty sure my vehicle is listed under pleasure also since I don't work. I just now turned 800 miles. I bought it January 4th.